When many people think about loans they think about large long term loans. Loans like a mortgage or a car loan. Even personal loans in larger amounts are taken out for at least 12 months and usually require fairly good credit. There are however an increasing number of lenders - many of them Internet based - who offer “short loans”.

US citizens are more determined than ever to get into full control of their finances this year. Almost every American is dreaming of living a debt-free and stress-free life.

You can find a lot of high quality and free financial advice online if you want complete control over your finances. The following websites will give you ample information in the form of data, statistics, analyses, stock quotes, and so on to help you manage your finances better.

The art of financial management, becoming debt-free, investment, wealth generation, saving, retirement planning, and so on is not rocket science. Anybody can learn how to learn how to generate wealth, clear their debts, save and invest properly, and manage their finances effectively thanks to the innumerable online resources on financial advice.

A personal budget, as its name suggests, is a budget that applies to an individual. As an individual, you have an income and expenditure; and if you wish, you can arrange things in such a way that your income exceeds your expenditure and gives you a net worth.

Your credit score cannot be taken lightly and you must do everything in your power to build a good credit score. Credit providers, employers, landlords, utility companies, mobile phone providers, and many others check your credit score before approving applications for credit cards, loans, houses for rent, and so on.

Your credit card company can be said to be creating your financial profile when it makes a major decision such as lowering your credit limit simply because of your career or the way you spend your money.

Unfortunately, they don’t teach personal finance management in schools and colleges, owing to which you cannot help but feel confused on how to manage your money. You don’t have to get rich before you learn personal finance management. In fact, you will get rich only if you know how to manage your money.

Life is hardly rosy for newlyweds after exchanging those vows, rushing off on a dreamy honeymoon, and coming back to real life. Reality is always hard, and newlyweds are now faced with a large number of challenges, the chief of which is creating a financial plan.

World economy is shaky, and one never knows what will happen next. Many Americans still cannot forget how their retirement funds and savings vanished into nothingness, and investors will always retain bitter memories of stock markets plummeting.

Errors on your credit report cannot be taken lightly. They must be corrected as early as possible or else they can cause irreparable damage to your credit score.

Planning family finances is essential if you want your family to steer clear of financial disasters. Initially, you might find it painful to account for every penny that you spend, save, and invest; but later, you will find that the exercise is worth it.